⚠ Massachusetts Mortgage & Closing Compliance Notice

Massachusetts is an attorney-closing state. Under MGL Ch 222 §17 and Executive Order No. 455, a Massachusetts notary public cannot conduct a real estate closing or act as a closing agent. We work strictly as a notary signing agent in conjunction with a Massachusetts-licensed closing attorney or the lender’s authorized representative. We notarize completed mortgage documents and present them neutrally; we do not draft, complete, select, or interpret legal documents and do not give legal advice. If a real estate signing is requested without a Massachusetts attorney conducting the closing, we will refer the matter to a closing attorney before proceeding.

Massachusetts · Condo Closings · MGL Chapter 183A § 6(d)

6D Certificate Notary
in Massachusetts

A commissioned mobile notary public who travels to your condominium trustee, board member, or property manager — same-day, statewide. We notarize Massachusetts 6D certificates of compliance for residential and commercial condo closings, refinances, and trust transfers, with rush service available for time-sensitive Registry of Deeds recording.

MA Commissioned Notary Same-Day Statewide Registry-Ready Notarizations Trusted by Closing Attorneys
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The Basics — MGL Chapter 183A § 6(d)

What Is a Massachusetts
6D Certificate?

A Massachusetts 6D certificate — officially the “Certificate of Unpaid Common Expenses” — is a notarized statement issued by a condominium association certifying the amount, if any, of unpaid common-area fees, special assessments, or other charges owed by the unit being transferred.

The document gets its name from Massachusetts General Laws Chapter 183A, Section 6(d), which authorizes condo associations to assert a lien on a unit for unpaid common expenses and protects buyers from inheriting those liabilities at closing.

The notarization is not optional. Under Massachusetts recording standards, a 6D certificate must carry a notary public’s acknowledgment with seal and commission expiration to be accepted at the Registry of Deeds. A signed-but-unnotarized certificate will be rejected, delaying the closing.

That’s where a mobile notary makes the difference. Condominium trustees are usually volunteer board members with day jobs and limited availability. Property managers cover dozens of buildings. Closing timelines are tight. Asking a trustee to drive to a notary’s office during business hours is often impossible — so we drive to them instead.

Legal Background

Before Massachusetts enacted its Condominium Statute in 1963, buyers had little protection from inheriting unpaid common-area expenses. Chapter 183A established the modern condominium framework. Section 6(d) created both the lien for unpaid common expenses and the certificate that protects buyers from inheriting them. Massachusetts courts have repeatedly upheld the recording requirement — no notarized 6D, no clean title.

When You Need a 6D Notarized

Almost every Massachusetts condo transfer requires one

Residential Condo SalesSeller’s attorney requests the 6D from the association; trustee signs; we notarize on-site.
Refinances & Second MortgagesLenders require a current 6D to confirm no prior unrecorded lien for unpaid fees.
Trust & LLC TransfersConveyances into family trusts or LLCs still require a 6D, even when no money changes hands.
Estate Transfers & Probate SalesWhen a unit passes by inheritance, the 6D protects the receiving party from fee arrears.
Commercial Condo SalesOffice, medical, and mixed-use condos follow the same MGL 183A § 6(d) requirements.
Bulk Sales & Developer TransfersEach individual unit in a bulk transfer requires its own 6D certificate.
Foreclosure & Short SalesEven distressed transactions require a 6D for clean title.
How It Works

Notarize Your 6D Certificate
in Three Simple Steps

From online booking to Registry-ready document — the process is fast, clear, and handled for you.

1

Schedule Online

Book online in minutes. Tell us the trustee’s location, the closing date, and how many documents need notarization. We confirm a firm appointment within minutes — usually same-day.

2

We Come to the Signer

Our commissioned Massachusetts notary arrives at the agreed time, verifies government-issued photo ID, witnesses the trustee’s signature, applies the notarial seal, and completes the acknowledgment block.

3

Documents in Your Hands Same Day

You receive the fully notarized 6D certificate immediately, ready for delivery to the closing attorney or direct recording at the Registry of Deeds. We can courier or email scans on request.

Transparent Pricing — No Surprises

6D Certificate Notarization Fees

Massachusetts statute caps notary public fees at $1.25 per signature, but a mobile notary additionally charges a travel and convenience fee. We quote a firm flat rate before scheduling — no surprises at the door.

Standard $75–$95 Within 25 miles of Tewksbury, MA, during business hours
Greater Boston & Merrimack Valley $95–$135 Depending on distance and time of day
Same-Day Rush +$25 Less than 4 hours’ notice surcharge added to base rate
Evening & Weekend +$25 After-hours and weekend appointment surcharge
Additional Documents +$15 each Per additional document notarized at the same visit
Western MA & Cape Cod Custom Priced per visit, quoted in advance before scheduling
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Avoid These Pitfalls

Common 6D Certificate Mistakes
That Delay Massachusetts Closings

After 18+ years of notarizing condo documents across Massachusetts, we’ve seen the same avoidable mistakes derail closings. Here’s what to watch for.

Stale Dating

A 6D certificate dated more than 30 days before the closing date raises red flags with most lenders and title insurers. Even though the statute permits a 60-day window, conservative closing attorneys will require a fresh certificate. If the closing is rescheduled, plan to re-issue and re-notarize.

Wrong Signing Authority

The 6D must be signed by a person with documented authority under the master deed and bylaws — typically a trustee, manager, or designated officer. A signature from an unauthorized agent will be rejected at the registry. Confirm authority before scheduling the notary.

Missing Notary Acknowledgment

A signed-but-unnotarized 6D will not be accepted at any Massachusetts Registry of Deeds. The acknowledgment block must include the notary’s printed name, signature, commission expiration, and embossed or inked seal. We complete every required field in real time at the appointment.

Mismatched Legal Description

The unit description on the 6D must exactly match the master deed and the deed being recorded. Even a minor inconsistency in unit number, building, or phase reference can trigger a registry rejection. Have the closing attorney verify the description before printing the final certificate.

Expired Notary Commission

A notary whose commission has expired between signing and recording can invalidate the acknowledgment. Our notaries are continuously commissioned and our commission dates are visible on every document we execute, eliminating this risk entirely.

Related Services — Bundle & Save

Documents We Notarize Alongside the 6D

Most condo closings involve more than just a 6D certificate. While our notary is on-site, we handle every related document in a single visit — one trip, one fee, everything ready for recording.

Trustee’s Certificate Confirming the authority of the signing trustee under the master deed and bylaws.
Master Deed Amendments Recordable amendments requiring trustee signatures and notarization.
Certificate of Vote Authorizing specific trustee actions on behalf of the association.
Condo Board Resolutions Ratifying capital projects, special assessments, or insurance claims.
Power of Attorney For absent trustees or sellers unable to attend the closing in person.
Affidavits Regarding property condition, easements, or condominium common elements.
Loan Signing Packages When the buyer or borrower also needs a notary at closing — we handle the full package.
Apostille-Ready Notarizations For out-of-country buyers, sellers, or trustees needing international document authentication.

Pro tip for closing attorneys: Bundle the 6D, trustee’s certificate, and any master deed amendments into a single mobile-notary visit. One trip, one fee, one set of signatures — typically saving 24–48 hours of back-and-forth scheduling. Additional documents at the same visit are just $15 each.

For Closing Attorneys & Property Managers

Streamlined Workflow
for High-Volume Filers

Real estate attorneys, title companies, and property management firms book mobile notary services with us regularly. We’ve built a workflow specifically for firms that need reliable, repeatable statewide coverage.

Attorney & Firm Features

Built for Law Firms
That Close Condos

For Massachusetts firms handling more than five condominium closings per month, we offer a preferred-vendor rate sheet, direct attorney billing, and a single statewide vendor relationship. One call covers every closing from Boston to Cape Cod.

Direct Attorney Billing We invoice the firm or title company directly — no awkward cost-sharing on closing day.
Recurring Association Rosters Property managers can save standard trustee contact lists — a 6D request becomes a one-line email.
Pre-Confirmed Appointments Give us the closing date; we pre-schedule for the optimal 5-to-15-day window before recording.
Same-Day Notarized Scans PDF of the executed 6D emailed within one hour, originals delivered or held for pickup.
Statewide Coverage — One Vendor All of Massachusetts covered by one trusted vendor. No juggling individual notaries by region.

Why Attorneys Trust
HireMobileNotary.com

HireMobileNotary.com has served Massachusetts condominium associations, real estate attorneys, and title agents for over 18 years. Our notaries are commissioned by the Commonwealth, background-checked, and carry professional liability (E&O) insurance.

As part of Neighborhood Parcel, a Tewksbury-based business services company, we operate from a brick-and-mortar office at 1215 Main Street — not a virtual address. That stability matters when a closing attorney needs to reach a real human at 4:30 PM on a Friday before a Monday morning recording.

MA Commissioned Notary Public
Background-Checked, Bonded & E&O Insured
Brick-and-Mortar Office — 1215 Main St, Tewksbury MA
NNA Certified Loan Signing Agent
Preferred-Vendor Rates for High-Volume Firms
Pro Tip — Bundle & Save

Bundle the 6D, trustee’s certificate, and any master deed amendments into a single mobile-notary visit. One trip, one fee, one set of signatures — typically saving 24–48 hours of back-and-forth scheduling.

Service Area

Massachusetts 6D Notary
Service Area

We cover all of Massachusetts — same-day availability across Greater Boston, the Merrimack Valley, MetroWest, the North Shore, the South Shore, and Worcester County. Western Massachusetts and Cape Cod available by advance booking. We also serve Southern New Hampshire. Don’t see your city? Call — we almost certainly cover it.

📍 Boston 📍 Cambridge 📍 Brookline 📍 Newton 📍 Quincy 📍 Somerville 📍 Medford 📍 Malden 📍 Lowell 📍 Lawrence 📍 Andover 📍 North Andover 📍 Tewksbury 📍 Wilmington 📍 Billerica 📍 Chelmsford 📍 Burlington 📍 Woburn 📍 Reading 📍 Wakefield 📍 Peabody 📍 Salem 📍 Beverly 📍 Lynn 📍 Worcester 📍 Framingham 📍 Natick 📍 Waltham 📍 Watertown 📍 Arlington 📍 Lexington 📍 Bedford

Not listed? Call (978) 851-0199 — if it’s in Massachusetts, we likely cover it.

Quick Answers

Frequently Asked
About 6D Certificates

Have a question not covered here? Call us at (978) 851-0199 and we’ll answer immediately.

Call Now
  • What is a Massachusetts 6D certificate?

    A notarized statement issued by a condominium association under MGL Chapter 183A, Section 6(d) certifying the amount of unpaid common-area expenses owed by the unit being transferred. It is a required closing document for nearly every Massachusetts condo sale, refinance, or trust transfer.

  • A trustee, manager, or authorized officer of the condominium association. The signature is then acknowledged before a Massachusetts notary public for the document to be recordable at the Registry of Deeds.

  • A 6D certificate is generally valid for 60 days from issuance, but most closing attorneys require it to be dated within 30 days of the closing date. If the closing is delayed, a new 6D may need to be issued and re-notarized.

  • Massachusetts permits remote online notarization for many documents, but most Registries of Deeds still require wet-ink signatures and physical seals on recordable instruments. We strongly recommend in-person mobile notarization for 6D certificates to ensure recording acceptance.

  • A current, unexpired government-issued photo ID such as a Massachusetts driver’s license, U.S. passport, or state ID card showing the trustee’s name and signature.

  • Same-day appointments are typically available across Greater Boston and the Merrimack Valley, 7 days a week including evenings and weekends. Rush service is available for time-sensitive Registry of Deeds filings — call (978) 851-0199.

  • Pricing typically ranges from $75 to $135 depending on location, time of day, and turnaround. Rush and after-hours appointments carry a $25 surcharge. We provide a firm written quote before scheduling and invoice closing attorneys directly when requested.

  • Yes. We cover all of Massachusetts — including the Merrimack Valley, North Shore, South Shore, MetroWest, Worcester County, the Cape, and Western MA — plus Southern New Hampshire. Confirm your town with the zone finder when you book online.

  • Yes. Real estate attorneys, title agents, and closing companies are welcome to book on behalf of their clients. We invoice the firm directly and provide expedited turnaround on attorney files.

Ready to Schedule?

Notarize Your 6D Certificate
Same Day Across Massachusetts.

Call now for same-day service — or book online and we’ll confirm within minutes. Available 7 days a week including evenings and weekends. One trusted vendor for every closing, statewide.

Primary Line — Call or Text (978) 851-0199
Hanson Direct (978) 424-4629

Mon–Fri 7:00 AM–9:00 PM · Sat 7:00 AM–8:00 PM · Sun 9:00 AM–6:00 PM
1215 Main St, Suite 120, Tewksbury MA 01876 · Serving all of Massachusetts